Abiy is a consultant with the Walnut Creek, California, office of Milliman. He consults primarily on defined contribution plans. His responsibilities include assisting clients with plan design, ongoing review of plan operations and recommendations for change when needed, reviewing plan usage rates and recommending ways to improve participation, and reviewing compliance tests and recommending possible steps to avoid or mitigate test failures. His key objectives are to ensure that a client's plan is serving its intended purpose of helping employees save for retirement effectively and to make sure that plan design and operations are in sync with the employer's objectives and resources.